
We work with you on a one-on-one basis to analyze your credit profile to see if you a good fit for our services.

We will identify negative/erroneous accounts on your credit report and come up with solutions on how to better manage your debt and credit.

We will come up with a plan of action that’s budget friendly and favorable for you. All the while keeping your budget and needs in mind.

The credit repairing process can take anywhere from up to 60 to 90 days depending on your credit profile.

At Sovereign Elite, our team is trained to identify even those errors which might easily be overlooked. For example...collectors are required to stop reporting once they sell the account to another collector. This can often result in more than one collector reporting the same debt , thus affecting your credit score.

If any inaccurate negative items are found, our team will tackle and dispute 15 negative items (5 items per bureau) at a time on your behalf for faster results. But the turnaround time varies from case to case, depending upon the complexity of the debt.

We are committed to optimizing your FICO score by identifying any gaps in your credit file, as well as making suggestions on balance pay downs, distribution of credit balances amongst other accounts or rebuilding credit, using a secured credit card.

If you are struggling to get your credit under control, our team of experts will make suggestions on the best way to pay off and manage your debt and credit score. We will assist you in coming up with a debt repayment plan as well as coach you on the best practices in negotiating with creditors, so you may achieve your financial goals exactly as you have envisioned them.

We understand that credit can be unnerving. And, queries like “how to use your credit wisely?” or “how to protect your credit?” can make the credit territory a challenging one to navigate. But don’t worry. We’ve got you covered! Whether it’s identifying accounts that aren’t yours or understanding credit reporting limits, we’ll teach you everything that there’s to know for maintaining a healthy credit score.

DIY credit repair consists of a series of steps that you can take on your own to improve your credit score and reap the benefits of a higher score. While our team would be more than pleased to do the work in making over your credit file, we’re also aware that you as a consumer have every right by law and can power up your score on your own if you so desire. We will support you through this process. Providing all of the managing tools and resources to make this a pleasurable and easy task.